[Exchanges](https://revain.org/exchanges/) › Bitpanda

# Bitpanda: licences, security, fees and reviews

Centralized exchange

## In short

- **Legal entity**: Bitpanda GmbH, Stella-Klein-Löw-Weg 17, 1020 Vienna
- **Fees**: Spot taker: Main app: premium included in price, 0.99% for Bitcoin; trade fee shown per trade from 0.00% to 2.49% (as of 31 October 2026)
- **Risks and caveats**: Crypto investments are high risk and are not covered by investor protection; Bitpanda warns users not to invest more than they can lose.
- **Checked**: 31 October 2026

## Key facts

- **Type**: Centralized exchange
- **Exchange launched**: 2014
- **Operator**: Bitpanda GmbH (Vienna); group entities in Germany, Malta and Dubai
- **Official site**: [bitpanda.com](https://www.bitpanda.com/)

Key facts checked on 31 October 2026 against official sources and regulator registers.

## What is Bitpanda

Bitpanda is a Vienna-based investment platform for crypto-assets, stocks and ETFs, precious metals and crypto CFDs, founded in 2014 by Eric Demuth, Paul Klanschek and Christian Trummer. Bitpanda GmbH is authorised as a crypto-asset service provider under MiCA by Austria's FMA; prices for crypto trades include a premium rather than a maker-taker fee, and Bitpanda Fusion offers order-book style trading.

## Good to know

- Bitpanda GmbH's MiCA authorisation from the Austrian FMA (9 April 2025) is passported to 29 other EEA countries. [↗](https://www.esma.europa.eu/sites/default/files/2024-12/CASPS.csv)
- Crypto prices on the main Bitpanda app include a premium; the trade fee shown in the summary ranges from 0.00% to 2.49%, and Bitcoin costs 0.99%. [↗](https://support.bitpanda.com/hc/en-us/articles/360000902525-What-fees-and-premiums-can-I-expect-to-pay-on-Bitpanda)
- People with US citizenship or located in the US cannot use Bitpanda. [↗](https://support.bitpanda.com/hc/en-us/articles/360019578140-Who-can-use-Bitpanda)
- Leveraged crypto products are CFDs with Bitpanda GmbH, provided by Bitpanda Financial Services GmbH, which Bitpanda says is licensed by the Austrian FMA. [↗](https://support.bitpanda.com/hc/en-us/articles/6242864492572-Amplify-your-trading-with-Bitpanda-Leverage)
- Visitors from the UAE are redirected to Bitpanda Broker MENA and Bitpanda Custody MENA, separate VARA-licensed entities. [↗](https://www.bitpanda.com/en/uae/homepage)
- Bitpanda shows a risk warning that investors should not expect to be protected if something goes wrong. [↗](https://support.bitpanda.com/hc/en-us/articles/360019578140-Who-can-use-Bitpanda)

## Services

| Parameter | Details |
|---|---|
| Spot trading | Buy, sell and swap crypto-assets at quoted prices with premiums included; Bitpanda Fusion adds limit and stop orders with aggregated liquidity. |
| Derivatives | Bitpanda Leverage: long and short crypto CFDs. |
| Fiat deposits | Deposits in EUR, USD, GBP, CHF, TRY, PLN, HUF, CZK, DKK and SEK. |
| Custody / wallet | Custody of crypto-assets (MiCA service a), plus insured storage of physical precious metals. |

## Licences and registrations

| Jurisdiction | Entity | Licence / registration | Regulator |
|---|---|---|---|
| European Union (Austria) | Bitpanda GmbH (LEI 5493007WZ7IFULIL8G21) | MiCA crypto-asset service provider authorisation (Article 63), 9 April 2025: custody, exchange for funds and crypto, execution, placing, reception/transmission of orders, transfers; passported to 29 EEA states | [Austrian Financial Market Authority (FMA)](https://www.esma.europa.eu/sites/default/files/2024-12/CASPS.csv) |
| European Union (Germany) | Bitpanda Asset Management GmbH | MiCA CASP authorisation (Article 63), 24 January 2025: custody, exchange for funds and crypto, transfers | [Federal Financial Supervisory Authority (BaFin)](https://www.esma.europa.eu/sites/default/files/2024-12/CASPS.csv) |
| European Union (Malta) | BP23 CA Limited | MiCA CASP authorisation (Article 63), 27 January 2025, commercial name Bitpanda | [Malta Financial Services Authority (MFSA)](https://www.esma.europa.eu/sites/default/files/2024-12/CASPS.csv) |
| United Arab Emirates (Dubai) | Bitpanda Broker MENA FZCO | VASP Licence VL/25/03/001, Broker-Dealer Services, issued 19 March 2025, Active | [Virtual Assets Regulatory Authority (VARA)](https://www.vara.ae/en/licenses-and-register/public-register/) |
| United Arab Emirates (Dubai) | Bitpanda Custody MENA FZCO | VASP Licence VL/25/04/006, Custody Services (including custodial staking), issued 25 April 2025, Active | [Virtual Assets Regulatory Authority (VARA)](https://www.vara.ae/en/licenses-and-register/public-register/) |
| Austria | Bitpanda Financial Services GmbH | Licensed by the FMA for Bitpanda Leverage (company statement; licence type not stated) | [Austrian Financial Market Authority (FMA)](https://support.bitpanda.com/hc/en-us/articles/6242864492572-Amplify-your-trading-with-Bitpanda-Leverage) |
| European Union | Bitpanda (entity not named) | PSD2 payment service provider licence (company statement) | — |

## Security and audits

- Bitpanda states it applies MiCA security and compliance rules to deposits and withdrawals.
- Physical precious metals bought on Bitpanda are insured and stored at no fee.

## Security incidents

No security incident is recorded in the sources checked on 31 October 2026 (the company’s own channels and incident databases): [support.bitpanda.com/api/v2/help_center/articles](https://support.bitpanda.com/api/v2/help_center/articles/search.json?query=security%20incident), [support.bitpanda.com/api/v2/help_center/articles](https://support.bitpanda.com/api/v2/help_center/articles/search.json?query=hack), [hacked.slowmist.io](https://hacked.slowmist.io/), [api.llama.fi/hacks](https://api.llama.fi/hacks), [rekt.news/leaderboard](https://rekt.news/leaderboard)

## Fees

| Parameter | Details |
|---|---|
| Spot taker | Main app: premium included in price, 0.99% for Bitcoin; trade fee shown per trade from 0.00% to 2.49% (as of 31 October 2026) |
| Spot maker | Bitpanda Fusion: 0.25% at Level 1 (30-day volume up to €100,000) (as of 31 October 2026) |
| Deposits | Bitpanda Fusion: 0% fiat deposit and withdrawal fees on supported routes (as of 31 October 2026) |
| Withdrawals | Crypto withdrawals pay a network fee that Bitpanda adjusts to congestion and does not keep (as of 31 October 2026) |

## Who can use it

- Verification: Users must be 18 or older, hold a valid ID from a supported country and live in a country where Bitpanda operates.
- Not available to US citizens or persons located in the United States; only residents of supported countries can verify.

## History

| Date | Event |
|---|---|
| 2014 | Bitpanda is founded in Vienna by Eric Demuth, Paul Klanschek and Christian Trummer. |
| 24 January 2025 | BaFin authorises Bitpanda Asset Management GmbH as a MiCA CASP. |
| 19 March 2025 | VARA licenses Bitpanda Broker MENA FZCO in Dubai. |
| 9 April 2025 | The Austrian FMA authorises Bitpanda GmbH under MiCA. |

## Risks and caveats

- Crypto investments are high risk and are not covered by investor protection; Bitpanda warns users not to invest more than they can lose.
- Premium-based pricing means the cost of a trade is built into the quoted price (up to 2.49% per trade on the main app).
- Leverage products are CFDs and increase the risk of loss.

## About the company

- **Legal entity**: Bitpanda GmbH, Stella-Klein-Löw-Weg 17, 1020 Vienna
- **Founders**: Eric Demuth, Paul Klanschek, Christian Trummer
- **Headquarters**: Vienna, Austria
- **Founded**: 2014

## Official links

- Website: [www.bitpanda.com](https://www.bitpanda.com/)
- Fees: [support.bitpanda.com/hc/en-us/articles/360000902525-What-fees-and-premiums-can-I-expect-to-pay-on-Bitpanda](https://support.bitpanda.com/hc/en-us/articles/360000902525-What-fees-and-premiums-can-I-expect-to-pay-on-Bitpanda)
- Licences: [www.esma.europa.eu/sites/default/files/2024-12/CASPS.csv](https://www.esma.europa.eu/sites/default/files/2024-12/CASPS.csv)
- Blog: [support.bitpanda.com/hc/en-us](https://support.bitpanda.com/hc/en-us)

## Questions and answers

**Is Bitpanda regulated?**

Yes. ESMA's interim MiCA register lists Bitpanda GmbH (authorised by Austria's FMA on 9 April 2025), Bitpanda Asset Management GmbH (BaFin) and BP23 CA Limited (MFSA); two Dubai entities hold VARA licences.

**What are Bitpanda's fees?**

On the main app the premium is built into prices, 0.99% for Bitcoin and 0.00% to 2.49% per trade; Bitpanda Fusion charges 0.25% at Level 1 (as of 31 October 2026).

**Who owns Bitpanda?**

Bitpanda is a Vienna fintech founded in 2014 by Eric Demuth, Paul Klanschek and Christian Trummer; the operating company is Bitpanda GmbH.

**Is Bitpanda available in the US?**

No. US citizens and people located in the United States cannot become Bitpanda users.

## Sources

- [ESMA - Interim MiCA register, CASPs (CSV)](https://www.esma.europa.eu/sites/default/files/2024-12/CASPS.csv)
- [VARA - Public Register](https://www.vara.ae/en/licenses-and-register/public-register/)
- [Bitpanda - Who is Bitpanda?](https://support.bitpanda.com/hc/en-us/articles/115003175425-Who-is-Bitpanda)
- [Bitpanda - Who can use Bitpanda?](https://support.bitpanda.com/hc/en-us/articles/360019578140-Who-can-use-Bitpanda)
- [Bitpanda - What fees and premiums can I expect to pay](https://support.bitpanda.com/hc/en-us/articles/360000902525-What-fees-and-premiums-can-I-expect-to-pay-on-Bitpanda)
- [Bitpanda - Fees and premiums explained](https://support.bitpanda.com/hc/en-us/articles/16259273206044-Bitpanda-s-fees-and-premiums-explained)
- [Bitpanda - Bitpanda Fusion](https://support.bitpanda.com/hc/en-us/articles/16663481714844-Bitpanda-Fusion)
- [Bitpanda - Bring Your Assets to Bitpanda](https://support.bitpanda.com/hc/en-us/articles/28478443746204-Bring-Your-Assets-to-Bitpanda-Secure-Fully-Regulated-and-Built-for-Active-Traders)
- [Bitpanda - Bitpanda Leverage](https://support.bitpanda.com/hc/en-us/articles/6242864492572-Amplify-your-trading-with-Bitpanda-Leverage)
- [Bitpanda - MiCA article](https://support.bitpanda.com/hc/en-us/articles/18724312635676-Navigating-MiCA-Regulations-Enhancing-Security-and-Transparency-on-Bitpanda)
- [Bitpanda MENA - Home (UAE)](https://www.bitpanda.com/en/uae/homepage)

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Page updated: 2026-10-31

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Source: https://revain.org/exchanges/bitpanda/