[Exchanges](https://revain.org/exchanges/) › eToro

# eToro: licences, security, fees and reviews

Centralized exchange

## In short

- **Legal entity**: eToro (Europe) Ltd (Cyprus, HE 200585) for the EEA; eToro USA LLC for the US
- **Fees**: Spot trading: Flat 1% per crypto position for Bronze, Silver and Gold club members; reduced rates for higher tiers (as of 31 October 2026)
- **Risks and caveats**: Crypto investments are not covered by investor compensation schemes such as the Cyprus ICF or the UK FSCS.
- **Checked**: 31 October 2026

## Key facts

- **Type**: Centralized exchange
- **Exchange launched**: 2013
- **Country of registration**: British Virgin Islands
- **Operator**: eToro Group Ltd. (BVI; principal office Bnei Brak, Israel) through regional subsidiaries such as eToro (Europe) Ltd and eToro USA LLC
- **Official site**: [etoro.com](https://www.etoro.com/)

Key facts checked on 31 October 2026 against official sources and regulator registers.

## What is eToro

eToro is a multi-asset investment platform founded in 2007 that added Bitcoin in 2013 and offers buying, selling, staking and transfers of 150+ cryptoassets alongside stocks and ETFs. It is run by eToro Group Ltd., listed on Nasdaq since 2025, through licensed regional subsidiaries. eToro's separate crypto exchange eToroX is no longer available for retail investors, who are pointed to eToro.

## Good to know

- eToroX, eToro's separate crypto exchange, is no longer available for retail investors; its site pointed users to crypto trading on eToro (snapshot of 22 July 2024). [↗](https://web.archive.org/web/20240722110012/https://etorox.com/)
- The regional entity matters: crypto in the EEA is offered by eToro (Europe) Ltd under a CySEC MiCA licence (January 2025); in the US by eToro USA LLC, a FinCEN-registered money services business. [↗](https://www.etoro.com/customer-service/regulation-license/)
- In September 2024 eToro USA LLC settled SEC charges of operating an unregistered broker and clearing agency, paid USD 1.5 million and limited US crypto trading to Bitcoin, Bitcoin Cash and Ether. [↗](https://www.sec.gov/newsroom/press-releases/2024-125)
- Some crypto positions are CFDs, not owned coins: short and leveraged crypto positions, and some non-leveraged buys for regulatory reasons. [↗](https://www.etoro.com/trading/fees/)
- Crypto investments do not benefit from the Cyprus ICF or the UK FSCS compensation schemes. [↗](https://www.etoro.com/about/)
- Moving crypto from the eToro platform to the eToro Money crypto wallet costs 2%. [↗](https://www.etoro.com/trading/fees/)

## Services

| Parameter | Details |
|---|---|
| Spot trading | Buy and sell 150+ cryptoassets; fee 0.3-1% depending on volume. |
| Staking / Earn | Staking of eligible coins, rewards paid monthly, no lockups (subject to regional availability). |
| Derivatives | Short and leveraged crypto positions as CFDs. |
| Copy trading | CopyTrader and Smart Portfolios. |
| Custody / wallet | eToro Money crypto wallet; per-transaction limit USD 50,000 and daily limit USD 200,000. |

## Licences and registrations

| Jurisdiction | Entity | Licence / registration | Regulator |
|---|---|---|---|
| European Union (Cyprus) | eToro (Europe) Ltd | MiCA crypto-asset service provider; ESMA register date 16 January 2025 (custody, exchange for funds, execution, transfers and more) | [Cyprus Securities and Exchange Commission (CySEC)](https://www.esma.europa.eu/sites/default/files/2024-12/CASPS.csv) |
| European Union (Cyprus) | eToro (Europe) Ltd | Investment firm licence 109/10 | [CySEC](https://www.etoro.com/customer-service/regulation-license/) |
| United Kingdom | eToro (UK) Ltd | FCA authorised, FRN 583263; registered for cryptoasset services under the Money Laundering Regulations | [Financial Conduct Authority (FCA)](https://www.etoro.com/customer-service/regulation-license/) |
| United States | eToro USA LLC | FinCEN money services business, NMLS ID 1769299; state money transmitter licences | [FinCEN; state regulators](https://www.etoro.com/customer-service/regulation-license/) |
| United States (New York) | eToro NY LLC | Licensed money transmitter conducting virtual currency business | [New York State Department of Financial Services (NYDFS)](https://www.etoro.com/customer-service/regulation-license/) |
| Australia | eToro AUS Capital Limited | Australian Financial Services Licence 491139 | [Australian Securities & Investments Commission (ASIC)](https://www.etoro.com/customer-service/regulation-license/) |
| United Arab Emirates (ADGM) | eToro (ME) Limited | Financial Services Permission Number 220073 (dealing, arranging, custody, managing assets) | [ADGM Financial Services Regulatory Authority (FSRA)](https://www.etoro.com/customer-service/regulation-license/) |
| Singapore | eToro Singapore Pte. Ltd. | Capital Markets Services Licence CMS101824 | [Monetary Authority of Singapore (MAS)](https://www.etoro.com/customer-service/regulation-license/) |
| Gibraltar | eToro X Limited | DLT provider licence No. 1333B (wallet provider) | [Gibraltar Financial Services Commission (GFSC)](https://www.etoro.com/customer-service/regulation-license/) |

## Security and audits

- eToro says client funds and assets are kept in segregated accounts, separate from its own assets.
- Its 2025 annual report says no prior cybersecurity incident has materially affected the company, while its systems have experienced service interruptions on multiple occasions, including from causes such as DDoS attacks.

## Security incidents

Incidents are reported by third parties (press, incident databases) but are not confirmed in the company’s own channels, so none is listed here.

## Fees

| Parameter | Details |
|---|---|
| Spot trading | Flat 1% per crypto position for Bronze, Silver and Gold club members; reduced rates for higher tiers (as of 31 October 2026) |
| Withdrawals | USD 5 for withdrawals from a USD account; no fee from local currency accounts (as of 31 October 2026) |
| Crypto transfers | 2% to move crypto from the platform to the eToro Money wallet; no eToro fee for external transfers, only the blockchain fee (as of 31 October 2026) |

## Who can use it

- Under its 2024 SEC settlement, eToro said US customers could trade only Bitcoin, Bitcoin Cash and Ether. Staking and some features depend on region.

## History

| Date | Event |
|---|---|
| 2007 | eToro is founded. |
| 2013 | eToro adds stocks and Bitcoin trading. |
| 2019 | eToro launches its US crypto platform. |
| 12 September 2024 | eToro USA LLC settles SEC charges for USD 1.5 million and limits US crypto trading to BTC, BCH and ETH. |
| January 2025 | eToro (Europe) Ltd receives a MiCA licence from CySEC. |
| May 2025 | eToro Group completes its initial public offering and lists on Nasdaq. |

## Risks and caveats

- Crypto investments are not covered by investor compensation schemes such as the Cyprus ICF or the UK FSCS.
- Short and leveraged crypto positions are CFDs and do not give ownership of the coins.
- ASIC began court proceedings against eToro AUS Capital Ltd. in August 2023; eToro's 2025 annual report says they are ongoing.

## About the company

- **Parent company**: eToro Group Ltd., incorporated in the British Virgin Islands on 14 December 2006; principal office Bnei Brak, Israel
- **Founded**: 2007
- **Legal entity**: eToro (Europe) Ltd (Cyprus, HE 200585) for the EEA; eToro USA LLC for the US
- **Formerly**: Operated the separate eToroX exchange (eToro X Limited, Gibraltar), now closed to retail investors

## Official links

- Website: [www.etoro.com](https://www.etoro.com/)
- Fees: [www.etoro.com/trading/fees](https://www.etoro.com/trading/fees/)
- Licences: [www.etoro.com/customer-service/regulation-license](https://www.etoro.com/customer-service/regulation-license/)
- Status: [status.etoro.com](https://status.etoro.com/)

## Questions and answers

**Is eToro regulated?**

Yes. eToro operates through licensed subsidiaries, including eToro (Europe) Ltd (CySEC licence 109/10 and a MiCA licence from January 2025), eToro (UK) Ltd (FCA FRN 583263) and eToro USA LLC (FinCEN MSB, state money transmitter licences).

**What happened to eToroX?**

eToroX, eToro's separate crypto exchange, is no longer available for retail investors; its website pointed users to crypto trading on eToro.

**What are eToro's crypto fees?**

As of 31 October 2026 Bronze, Silver and Gold club members pay a flat 1% per crypto position, higher tiers pay less, and moving crypto to the eToro Money wallet costs 2%.

**Is eToro crypto available in the US?**

Yes, through eToro USA LLC, but under its September 2024 SEC settlement eToro said US customers could trade only Bitcoin, Bitcoin Cash and Ether.

## Sources

- [eToro - Regulation and License](https://www.etoro.com/customer-service/regulation-license/)
- [eToro - About](https://www.etoro.com/about/)
- [eToro - Fees](https://www.etoro.com/trading/fees/)
- [eToro - Crypto](https://www.etoro.com/crypto/)
- [eToroX home (Wayback, 22 July 2024)](https://web.archive.org/web/20240722110012/https://etorox.com/)
- [SEC press release 2024-125](https://www.sec.gov/newsroom/press-releases/2024-125)
- [eToro Group Ltd. annual report (Form 20-F, filed 2 March 2026)](https://www.sec.gov/Archives/edgar/data/1493318/000121390026022034/ea0278371-20f_etoro.htm)
- [ESMA - Interim MiCA register, CASPs](https://www.esma.europa.eu/sites/default/files/2024-12/CASPS.csv)

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Page updated: 2026-10-31

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Source: https://revain.org/exchanges/etoro/