[Exchanges](https://revain.org/exchanges/) › Mercado Bitcoin # Mercado Bitcoin: licences, security, fees and reviews Centralized exchange ## In short - **Legal entity**: Mercado Bitcoin Serviços Digitais Ltda., CNPJ 18.213.434/0001-35 - **Fees**: Spot taker: Classic/PRO order book: 0.70% taker and 0.30% maker at the lowest tier, down to 0.015% (as of 31 October 2026) - **Risks and caveats**: BCB authorisation as a virtual asset broker was still pending as of October 2026. - **Checked**: 31 October 2026 ## Key facts - **Type**: Centralized exchange - **Exchange launched**: 2013 - **Country of registration**: Brazil - **Operator**: Mercado Bitcoin Serviços Digitais Ltda. / Mercado Bitcoin Sociedade Prestadora de Serviços de Ativos Virtuais (CNPJ 18.213.434/0001-35, São Paulo) - **Official site**: [mercadobitcoin.com.br](https://www.mercadobitcoin.com.br/) Key facts checked on 31 October 2026 against official sources and regulator registers. ## What is Mercado Bitcoin Mercado Bitcoin (MB) is a Brazilian crypto exchange founded in 2013 and based in São Paulo. It offers buying and selling of 600+ digital assets with quick trades and order-book trading (Classic and PRO), plus digital fixed-income and equity tokens and staking. Its operating company is in the process of authorisation by the Banco Central do Brasil as a virtual asset broker. ## Good to know - As of October 2026 the operating company states it is still in the process of authorisation by the Banco Central do Brasil as a virtual asset broker, under BCB Resolutions 520 and 521. [↗](https://web.archive.org/web/20261016084549/https://www.mercadobitcoin.com.br/) - Quick trades (Negociação Rápida) cost 0.7% to 3% depending on the amount, and the price may include a spread; order-book trades cost 0.015% to 0.7%. [↗](https://web.archive.org/web/20260930201531/https://www.mercadobitcoin.com.br/taxas-contas-limites) - Foreigners can open an account only with a valid Brazilian CPF and a Brazilian address. [↗](https://web.archive.org/web/20260930201531/https://www.mercadobitcoin.com.br/taxas-contas-limites) - Individual accounts can be opened from age 12 with a CPF in good standing. [↗](https://web.archive.org/web/20260930201531/https://www.mercadobitcoin.com.br/taxas-contas-limites) - MB has reported suspicious activity to Brazil's financial intelligence unit COAF since 2018. [↗](https://web.archive.org/web/20260526175927/https://www.mercadobitcoin.com.br/seguranca) ## Services | Parameter | Details | |---|---| | Spot trading | Classic and PRO order-book trading with a progressive fee table. | | Instant buy / sell | Negociação Rápida: buy or sell in three clicks; fee 0.7% to 3% plus possible spread. | | Staking / Earn | Staking, digital fixed income (Renda Fixa Digital) and digital equity tokens. | | Fiat deposits | BRL deposits and withdrawals free; also 'Compre com Pix' from a bank app. | ## Licences and registrations | Jurisdiction | Entity | Licence / registration | Regulator | |---|---|---|---| | Brazil | Mercado Bitcoin Sociedade Prestadora de Serviços de Ativos Virtuais (CNPJ 18.213.434/0001-35) | In the process of authorisation as a virtual asset broker (corretora de ativos virtuais) with the Banco Central do Brasil; subject to BCB Resolutions 520 and 521 (company statement) | [Banco Central do Brasil](https://web.archive.org/web/20261016084549/https://www.mercadobitcoin.com.br/) | | Brazil; Portugal | Mercado Bitcoin group (entity not named on the page) | States it is an authorised payment institution following Banco Central do Brasil and Banco de Portugal rules (company statement, May 2026) | [Banco Central do Brasil; Banco de Portugal](https://web.archive.org/web/20260526175927/https://www.mercadobitcoin.com.br/seguranca) | ## Security and audits - Financial statements audited annually by an independent auditor; audited since 2018 (EY named on the security page, KPMG named on the October 2026 home page). - Two-factor authentication; member of the ABFintechs 'Fintech Segura' programme. - Suspicious activity reported to COAF since 2018. ## Fees | Parameter | Details | |---|---| | Spot taker | Classic/PRO order book: 0.70% taker and 0.30% maker at the lowest tier, down to 0.015% (as of 31 October 2026) | | Instant buy / sell | Negociação Rápida 0.7% to 3% depending on amount, plus possible spread (as of 31 October 2026) | | Deposits | BRL deposits free, minimum R$1 (as of 31 October 2026) | | Withdrawals | BRL withdrawals free; up to R$50,000 per 24 hours for verified accounts (as of 31 October 2026) | ## Who can use it - Verification: A CPF (or CNPJ for companies) without pending issues at the Receita Federal and a valid email; minimum age 12 for individuals. - Non-Brazilians need a valid CPF and must give an address in Brazil. ## History | Date | Event | |---|---| | 2013 | Mercado Bitcoin starts operating in Brazil. | | 2018 | Begins external audits of its figures and COAF reporting. | | 2022 | EY becomes the auditor (security page). | | October 2026 | The home page states the virtual asset services company is in the BCB authorisation process. | ## Risks and caveats - BCB authorisation as a virtual asset broker was still pending as of October 2026. - Custodial service; no public proof-of-reserves report. - Quick-trade prices can include a spread on top of the 0.7%-3% fee. ## About the company - **Legal entity**: Mercado Bitcoin Serviços Digitais Ltda., CNPJ 18.213.434/0001-35 - **Headquarters**: Avenida Brigadeiro Faria Lima 2113, São Paulo, Brazil - **Founded**: 2013 - **Parent company**: Part of the Mercado Bitcoin conglomerate (group also has a securities broker, CTVM) ## Official links - Website: [www.mercadobitcoin.com.br](https://www.mercadobitcoin.com.br/) - Fees: [www.mercadobitcoin.com.br/taxas-contas-limites](https://www.mercadobitcoin.com.br/taxas-contas-limites) - Security: [www.mercadobitcoin.com.br/seguranca](https://www.mercadobitcoin.com.br/seguranca) - Licences: [www.mercadobitcoin.com.br/compliance](https://www.mercadobitcoin.com.br/compliance) ## Questions and answers **Is Mercado Bitcoin regulated?** It says it complies with Brazil's Law 14.478/2022 and BCB Resolutions 520 and 521; as of October 2026 its virtual asset services company was still in the process of BCB authorisation as a virtual asset broker. **What are Mercado Bitcoin's fees?** As of 31 October 2026 quick trades cost 0.7% to 3%, order-book trades 0.015% to 0.7%, and BRL deposits and withdrawals are free. **Does Mercado Bitcoin publish proof of reserves?** No proof-of-reserves report is listed; it says its financial statements are audited annually by an independent auditor. **Can foreigners use Mercado Bitcoin?** Only with a valid Brazilian CPF and an address in Brazil. ## Sources - [Mercado Bitcoin - Home (archived 16 October 2026)](https://web.archive.org/web/20261016084549/https://www.mercadobitcoin.com.br/) - [Mercado Bitcoin - Taxas, contas e limites (archived 30 September 2026)](https://web.archive.org/web/20260930201531/https://www.mercadobitcoin.com.br/taxas-contas-limites) - [Mercado Bitcoin - Segurança (archived 26 May 2026)](https://web.archive.org/web/20260526175927/https://www.mercadobitcoin.com.br/seguranca) - [Mercado Bitcoin - Quem somos (archived 15 September 2025)](https://web.archive.org/web/20250915193837/https://www.mercadobitcoin.com.br/quem-somos) - [Mercado Bitcoin - Compliance (archived 27 May 2026)](https://web.archive.org/web/20260527190611/https://www.mercadobitcoin.com.br/compliance) ## More in this section - [Toobit](https://revain.org/exchanges/toobit/) - [Independent Reserve](https://revain.org/exchanges/independent-reserve/) - [BTC Markets](https://revain.org/exchanges/btc-markets/) - [All Exchanges →](https://revain.org/exchanges/) ## How voting works Votes are anonymous and carry no text. 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