[Exchanges](https://revain.org/exchanges/) › Swyftx

# Swyftx: licences, security, fees and reviews

Centralized exchange

## In short

- **Legal entity**: Swyftx Pty Ltd, ABN 72 623 556 730
- **Fees**: Spot taker: 0.1% to 0.6% by 30-day volume, plus a spread (as of 31 October 2026)
- **Risks and caveats**: Crypto balances are not insured and not covered by any compensation scheme; the account is not a bank deposit.
- **Checked**: 31 October 2026

## Key facts

- **Type**: Centralized exchange
- **Operator**: Swyftx Pty Ltd (Australia, ABN 72 623 556 730); Swyftx NZ Limited for New Zealand residents
- **Official site**: [swyftx.com/au](https://swyftx.com/au)

Key facts checked on 31 October 2026 against official sources.

## What is Swyftx

Swyftx is an Australian crypto exchange and broker headquartered in Brisbane, Queensland. It serves residents of Australia and New Zealand with spot buying and selling of 400+ crypto assets, plus leverage (CFDs issued by Eightcap), crypto-backed loans via Block Earner and an OTC desk.

## Good to know

- Swyftx's spot crypto exchange services are not provided under its AFSL; derivatives are issued by Eightcap and credit products by Block Earner. [↗](https://swyftx.com/au/legal)
- Swyftx describes itself as a crypto asset broker that may move customer crypto to third parties and external platforms to settle trades. [↗](https://swyftx.com/au/terms-of-use)
- A spread is charged on top of the trading fee and is included in the displayed price. [↗](https://swyftx.com/au/fees-and-pricing)
- The terms allow Swyftx, in certain circumstances, to hold customer assets in accounts or wallets where they are not segregated from its own. [↗](https://swyftx.com/au/terms-of-use)
- New Zealand residents contract with Swyftx NZ Limited under local terms. [↗](https://swyftx.com/au/terms-of-use)
- After buying Easy Crypto, Swyftx said the two would keep operating as separate platforms for now. [↗](https://swyftx.com/articles/media-release/swyftx-acquires-new-zealands-largest-crypto-exchange)

## Services

| Parameter | Details |
|---|---|
| Spot trading | Buy, sell and swap 400+ crypto assets with a tiered trading fee plus spread. |
| Derivatives | Leveraged CFDs issued by Eightcap and distributed by Swyftx. |
| Crypto-backed loans | AUD loans secured by crypto, provided by Block Earner (Swyftx is its credit representative). |
| Staking / Earn | Swyftx may stake customer crypto on native proof-of-stake protocols. |
| OTC | OTC desk for larger orders. |
| Loan amounts | Crypto-backed AUD loans from $2,000 up to $100K, secured by Bitcoin; personal accounts with an Australian bank account only. |

## Licences and registrations

| Jurisdiction | Entity | Licence / registration | Regulator |
|---|---|---|---|
| Australia | Swyftx Pty Ltd | Registered Digital Currency Exchange provider with AUSTRAC (number not published on the page; company statement) | [AUSTRAC](https://swyftx.com/au/security) |
| Australia | Swyftx Pty Ltd | Australian Financial Services Licence 568543; does not cover spot crypto exchange services (company statement) | [Australian Securities and Investments Commission (ASIC)](https://swyftx.com/au/legal) |

## Security and audits

- Customer balances held 1:1 in a mix of hot and cold wallets (company statement).
- ISO 27001 information security certification.
- New Zealand fiat clearing funds are kept in segregated bank trust accounts.
- Swyftx says it uses multi-layered hot and cold storage with multi-party or multi-signature controls.
- Swyftx says it renewed its ISO 27001 certification after an audit by Best Practice Certification, a JAS-ANZ accredited body.
- Swyftx's facts page states it does no uninstructed lending of customer assets.

## Security incidents

Incidents are reported by third parties (press, incident databases) but are not confirmed in the company’s own channels, so none is listed here.

## Fees

| Parameter | Details |
|---|---|
| Spot taker | 0.1% to 0.6% by 30-day volume, plus a spread (as of 31 October 2026) |
| Deposits | AUD card deposits up to 2.4% (as of 31 October 2026) |
| Withdrawals | Crypto withdrawals: network fee only (as of 31 October 2026) |

## Who can use it

- Verification: Sign-up requires identity verification with a driver's licence or passport.
- Only for residents of Australia or New Zealand; sanctioned persons are excluded.

## History

| Date | Event |
|---|---|
| 2019 | Swyftx is founded in Australia, per its About page (its 2025 media release says it was launched in 2018). |
| 19 March 2025 | Swyftx acquires Easy Crypto Limited, the New Zealand crypto exchange. |

## Risks and caveats

- Crypto balances are not insured and not covered by any compensation scheme; the account is not a bank deposit.
- In an insolvency, customers may be treated as unsecured creditors and may not recover funds in full.
- Customer assets may in some cases be held unsegregated from Swyftx's own assets and moved to third parties for settlement.
- AUSTRAC registration is an AML/CTF registration, not a licence for the spot exchange.

## About the company

- **Legal entity**: Swyftx Pty Ltd, ABN 72 623 556 730
- **Founded**: Swyftx's sources differ: its About page says founded in 2019, while its 2025 media release on the Easy Crypto acquisition says it was launched in 2018
- **Headquarters**: Brisbane, Queensland, Australia
- **Founders**: Alex Harper and Angus Goldman (co-founders, executive directors)
- **CEO**: Andrea Yuen

## Official links

- Website: [swyftx.com/au](https://swyftx.com/au)
- Fees: [swyftx.com/au/fees-and-pricing](https://swyftx.com/au/fees-and-pricing)
- Licences: [swyftx.com/au/legal](https://swyftx.com/au/legal)
- Terms of use: [swyftx.com/au/terms-of-use](https://swyftx.com/au/terms-of-use)
- Security: [swyftx.com/au/security](https://swyftx.com/au/security)
- Facts: [swyftx.com/au/facts](https://swyftx.com/au/facts)
- Crypto-backed loans: [swyftx.com/au/crypto-backed-loans](https://swyftx.com/au/crypto-backed-loans)

## Questions and answers

**Is Swyftx regulated?**

Swyftx Pty Ltd says it is registered with AUSTRAC as a digital currency exchange provider and holds AFSL 568543, but its spot crypto exchange services are not provided under that licence.

**Does Swyftx publish proof of reserves?**

Swyftx states that it holds customer crypto 1:1 in hot and cold wallets; no public proof-of-reserves report or attestation is listed.

**What are Swyftx's fees?**

As of 31 October 2026 trading fees range from 0.1% to 0.6% by 30-day volume, plus a spread; crypto withdrawals cost only the network fee.

**Is Swyftx available outside Australia?**

Only residents of Australia and New Zealand can use it; New Zealand customers are served by Swyftx NZ Limited.

## Sources

- [Swyftx - About](https://swyftx.com/au/about)
- [Swyftx - Security](https://swyftx.com/au/security)
- [Swyftx - Fees and pricing](https://swyftx.com/au/fees-and-pricing)
- [Swyftx - Terms of use](https://swyftx.com/au/terms-of-use)
- [Swyftx - Legal information](https://swyftx.com/au/legal)
- [Swyftx - Facts (canonical company facts)](https://swyftx.com/au/facts)
- [Swyftx - Does Swyftx use cold storage?](https://swyftx.com/au/does-swyftx-use-cold-storage)
- [Swyftx blog - Swyftx renews and upgrades its ISO 27001 certification](https://swyftx.com/articles/blog/swyftx-renews-and-upgrades-its-iso-27001-information-security-certification)
- [Swyftx media release - Swyftx acquires New Zealand's largest crypto exchange (Easy Crypto)](https://swyftx.com/articles/media-release/swyftx-acquires-new-zealands-largest-crypto-exchange)
- [Swyftx - Crypto-backed loans](https://swyftx.com/au/crypto-backed-loans)

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Page updated: 2026-11-01

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Source: https://revain.org/exchanges/swyftx/