I wouldn't spend more on more expensive versions, this one is rock solid. I've been using it for a month and I'm very satisfied. If having a wallet in your pocket is what you value most, this is for you. As far as I know, you carry your wallet 99% with you and use it 1%. However, if you care more about ease of use, this is not the best choice. I have 8 cards in it, it fits a few more, so I'd say there are no capacity issues. But both the card slot and the money clip are very narrow. Good for safety and security but very difficult to get bills and cards. For me it's worth the compromise, not a huge bundle in my pocket.