You do not wear a life jacket if you can swim; You will wear a life jacket if you cannot, and the life jacket must not move without you if someone is lifting you by the shoulder straps. I have a 36" bust and a 29" waist and originally ordered a M/L as I was a little on the fringe of sizing. I thought it would be better to have a larger size if I gain weight or get pregnant in the next few years. The M/L was much larger than I expected and when my husband tried to pick me up by the straps the vest tried to pull away from my body even though all the straps were tight. I went back and bought the XS/S which fits perfectly and doesn't move off my chest when my husband tries to tug on the straps. It will be perfect for SUP surfing this summer.
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