I wear this bag both around the belt loops and diagonally across the chest. The band is soft and does not rub against the skin. The material I chose appears to be stain and splash resistant, making it easy to keep clean. The pockets fit my big phone, fat wallet and a bunch of other essentials. Zippers don't come cheap and are made of quality metal that can withstand rough treatment. This has been one of my favorite bag purchases in a long time.
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