Both shoulder bags are beautiful and well made. However, I prefer the zip all the way around with the internal ID slot with 10 card slots. Inside, too, there are more card holders and pockets for other uses. The mobile phone pocket is on the outside of the zippered bag. I like it better than a phone in my wallet, sometimes you can't put your number in it because of the plastic window. I love this style because I can wear it under a jacket or coat when traveling or shopping. The other clutch is about the same except it has fewer card slots and the cards are difficult to remove. Didn't see the zipper until I brought the one that snaps open. I kept it as a gift.
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