Tried Bitpay on my companies website to accept BTC. Had one test transaction for $20 to make sure the process went smoothly. When I did not receive the funds in my wallet, I inquired as to what was going on, for which Bitpay said that the amount did not reach the payout threshold. I decided to create a refund on my website but again, Bitpay refused to refund because the amount hadn't been settled - due to it not reaching their payout threshold. I then requested that my account be closed and all unsettled funds be settled and deposited into the wallet associated with the account. I just received notification that my account has been closed, but no payments to my wallet so I can only assume that Bitpay chose to keep my money. I am filing a complaint with the FCC and warn others not to deal with this company.