It is defined as an investment fund made profitable with its tokens, it is possible to use a single token that represents an investment of 20 cryptocurrencies.
It is an index fund that establishes a link between the top 20 cryptocurrencies.
The token generally represents a fund that each investor can liquidate when required, each is backed by a smart contract, and can withdraw the backed funds without fee payment
I consider that if the project is successful as an investment method it can be a good time to invest, however, like any cryptocurrency, this carries risks.