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Revainrating 4 out of 5

Humaniq

This is a great initiative a very good project that is launch to empower lot of average users who can't have access to centralized banking system, hamaniq actually make it easy for users across underdeveloped countries to participate in easy banking system, with a very good service and unhackable security system with it integration with smart contract ethereum network the platform deem to be transparent and hack proof. Video and voice biometric verification process are used to verify users to…

Pros
  • Provide easy banking system for underdeveloped countries users
  • Sensitive security system biometric authentication
  • Support mobile device
Cons
  • Platform hasn't been updated for long
  • Necessary review need to research on before making next step of registration

Revainrating 3 out of 5

A Blockchain Aimed to Strengthen World Communities

A New Way for Guarantee Development to the Unbanked Certain zones of the world have been in decline because of the lack of banking infrastructure of centralized businesses and poor governmental services aimed at finances. Those countries and local zones are the main purpose to develop new ways of linking them to a new way of digital payment. For that reason, there are great projects that are coming to advance on it. Humaniq is a protective network with modern technology created to offer…

Pros
  • The first project directly linked to world people's needs that looks for an essential way of giving them chances.
  • Supported by the Ethereum network, which gives it excellent advantages to become a project of higher value.
  • Other projects can join the Humaniq initiative because of its open API feature. This increases the chance to be redefined as a globally profitable network.
  • Good inner token to mobilize finances while using the Humaniq app. Moreover, there are many included benefits to find promotions and get bonuses. The token is highly commercial to buy goods in digital ecosystems. There does not exist fees for transactions.
  • Reasonable solutions to inform and teach people about the different payment systems, the key to current finances in the world, and a unique way to own their money.
  • It spread its services around the world. Many countries are enjoying the benefits of belonging to Humaniq's community. Latin American countries have excellent opportunities for this project.
Cons
  • The wallet is presenting constant issues with the verification process. There are even features that do not permit go beyond photographic verification. Some wallets have been blocked. The app is only available for smartphones with Android. There is no desktop version, and all the information is based on the web service.
  • The services are stopped right now. The digital platforms to keep informed have not released anything new since 2019. There are many complaints about the information released
  • The project follows many external slogans and proverbs but it does not define its own.

Revainrating 3 out of 5

Works as a mobile bank.

Its blockchain and biometric recognition-based mobile app aims to open up the banking world to a completely banned population. It operates key banking activities with the availability of third party services. These services are offered in the form of peer-to-peer lending, data protection, loan lending and more.

Pros
  • Biometric identification.
  • Provides a financial infrastructure to the continued and disadvantaged people.
  • The idea behind the application is to provide zero fee for money transfers.
Cons
  • Its future prospects look better with the some improvements.

Revainrating 3 out of 5

Banking application based on blockchain technology.

It offers a set of features that represent its USP in the market through a large-scale inclusion approach. Its purpose is to attract underserved sections of society who have minimal funding and no proof of identity. Its focus is on developing the poor by providing them with financial services that are otherwise not accessible to them.

Pros
  • It allows each individual to mint only a limited number of currencies. It prides itself on being a fair cryptocurrency platform.
  • It is also unique in enabling users to convert their currency to fiat currency. Its mobile app infrastructure provides an easy transition process.
  • It uses a simple and fast facial recognition system and biometric data for its users.
Cons
  • If they manage to pull off their weaknesses, this could prove to be a safe and profitable venture in the long run.