Most crypto enthusiasts are not enthusiastic about XRP as they perceive this asset as centralized and opposite to the initial idea of cryptocurrencies. I don't think that such things matter. For centuries there were a lot of things that are centralized and opposed to other ideas. If we look at XRP as a means to improve banks rather than to worsen cryptocurrencies we can find this project quite nice. Nevertheless, I can't say that this project is so great.
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