This belt has a formal look as its finish is neither matt nor overly reflective. It's narrow enough for any belt loops on men's pants and, despite its thickness, just wide enough for the end to fit through the belt loop of the pants. I love everything about the belt like the easy buckle, the fit and the look. It goes well with jeans or even dress pants. For me a practical belt that may not last very long in perfect condition, but is quite economical.