I loved that Lyft was local to me! It saved me a lot of time and money! There is no way to be sure that the drivers are insured and that they are following the rules. I would not have used Lyft if I knew I would be put in a car with an unlicensed driver. My insurance company would not cover me because they said it was not safe. I was a single mom who needed to get to my daughter's after school activity. I had no choice but to use Lyft. The benefits far outweighed the downsides. I was able to get to pick up my daughter and drop her off at an activity on time and without incident.