This system is fantastic! I converted from using the binder version if the budgeting wallet system and find this version to be so much more convenient.The space inside helps me keep what I need organized. The idea is to not carry all cards and such so the plentiful card pockets aren't useful for me. However, as I'm writing this. I could carry the stack of unused gift cards I forget to use (cause they are usually sitting at home).I am a fan of wearing this purse as a cross-body bag. I have an active toddler and I'm scatter-brained so having the item "installed" on me helps me scratch off one major personal item to worry about.The little mini clips are so adorable! I just attach them onto my envelope that it coordinates with.The packaging is basic but what do you expect for the price? Which brings me to my next awesome point. this is such a bargain for what you get. The budgeting system is excellent as long as you are committed to following it and doing the work. So, the purse and the system together is well worth double the price tag.Quality of the bag. The faux leather is soft and the stitching has no flaws. It comes with a wristlet and long straps (can easily wear cross-body style). The claw doohickey to attach the straps to the purse are basic and sturdy. The downside for me is that the brand is in gold lettering on the purse but that's a personal preference issue more than anything. I took a Sharpie and went coloring. HahaI highly recommend this purse!
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