As advertised. I rated it five stars because it's functional. It contains three credit cards, a driver's license, and folded cash. I've been using it daily for several months and the money clip is still reliable. Remember that there will be a break in the period, the cards are hard to come by at first. Also, the driver's licenses don't slide off as easily as they show, but again, the leather takes time to come off. However, I was asked to show my driver's license, which is clear, and I was not asked to remove it. I feel comfortable in my front pocket. I love it and I recommend it.
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