Cutting the plastic paneling was not easy (cool monkey), but after it was opened, the anchor was inserted and fixed. If you don't have an insert, it only takes a minute to install both. I like the spring loaded bar that falls down when not in use. It's actually inside and also helps attach the plastic liner to the bed. I definitely recommend them. You simply loosen (or, in the case of the liner, remove) the top 2 Phillips head screws, tilt the base under the edge of the truck body and straighten it, raise the bar and tighten the screws and that's it.
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