I actually give this product 4 and 1/2 stars. Very good quality leather, no vinyl used in construction - love the quality lining in the wallet and check book holder, the check book holder is also leather and durable (which I think is RARE!). Plenty of room for lots of cards that slide in and out easily and hold cards securely. Large money zipper, fits my iPhone, cash and lots of loose change, with an extra button to extend the wallet zipper when I'm packing it all up. The replaceable zip pocket in the money section of the wallet is great. The zippers make a robust impression and should last a long time. The only reason this isn't a 5 star review is because I "thought" it should have a sleeve and armband like its competitors - the wallet is large, not too big, but doesn't fit mine Coat pocket - the armband on the wrist made this wallet phenomenal - and it's not really a problem but a slight inconvenience in personal use for me as I like to grab my wallet and go. Very nicely packaged and packaged as a gift from the boutique!
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