Here are my submissions about Venmo, it is parented by paypal and a good reason for you to use it is that the person you are sending money to may be using Venmo. Venmo is highly known for peer to peer payment mobile app. It ensures frictionless flow of money between you and a recipient. Splitting payments, requesting money, and moving funds into your bank account are part of its services. Venmo has a debit card for your quick access to fund at a go. Venmo is a mobile payment app worth considering. The Sites and app services you can pay using Venmo include Grubhub, and Uber (as well as Uber Eats).
The venmo app is accessible to you on iOS and android with desktop without any hitch.
I hereby recommend Venmo as a payment app to be used