I've only had this for about a week so my rating is based on first impressions and close inspection. I like the spaciousness but compactness of the wallet. Plenty of room for cards and room for my phone (with a basic case - I don't have an Otterbox). Multiple compartments for money, receipts or other items people put in their wallets. I don't have a lot of credit cards but there are a lot of card slots or whatever. There is a place for a check book, but I have NCR checks and that's not what it's for. But I don't really mind as I probably write 3 checks a year and don't carry my check book around. The beauty of this feature is that they made this flap with a see-through window so you can put a large picture, Bible verses, or encouraging notes inside. The deal section is smaller than I'm used to, but maybe that encourages me not to "collect" change. As long as the locks work. If it doesn't work after moderate use I will update.
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