I like the simplicity of having the money available to me. I also like the fact that it's a benefit that is given to me by my employer, so I don't have to worry about it being taken away. I like that I can get my money when I need it. I dislike that I have to wait until my paycheck is available to get my money. I wish I could get my money when I need it. I also wish that I could get my money whenever I want it. I have been able to save money. I have also been able to make sure that I have enough money for bills and other things.