I purchased this (actually two of them, one in yellow and one in the purple/lavender color) so I could make a custom date planner and payment/expense ledger. I'm a business owner and can't ever find pre-made planners or ledgers that work for me because my industry is outside of the norm. THIS was absolutely perfect. Paper for them was easy to find. It has cardholder space for my proof of insurance card, business cards, and more. Also has little pockets that I use to hold cash/checks during appointments until I get home to add it all up. The price for it can't be beaten. I would buy another in a heartbeat.It DOES NOT come with paper which is fine and I was aware of this upon ordering.I did notice it's a bit odd that the yellow and lavender are made a bit differently. The material is slightly different and the binder ring size is also different. Really didn't matter much to me but I found it a bit odd.Edit 4/10/22: a year later and both of these binders are still going strong!
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