This is exactly what I was looking for -- a wristlet, a crossbody, zipper, divided compartments, and room for my large phone and a few extra things. I deducted a star because the credit card slots are useless. They are too tight. I used a seam ripper and carefully removed them. I use my rfid card holder, but was planning to use the card slots for my insurance cards. I use this as my wallet in my tote and attach the crossbody strap when shopping and the wristlet when running out on my lunch hour. This arrived much quicker than the ETA.
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