I bought this to store 2 unused checkbooks, for that purpose it works wonderfully.-The leather is a lot shinier than depicted, which is why I took off some stars, I wanted a more matte look.-The pen holder placement is useless. It puts stress on the stitching when you put it as pictured which I assume will wear down the cover and cause tearing. But since I don't care for the feature I didn't factor this into my rating.
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