I didn't really want a vault. I just wanted some fire/water protection just in case something happens. I held a torch on this for a good 20 seconds (well until my lighter ran out of butane) and it just burned the outer vinyl layer. The money pouch was very hot to touch but my dollar bill inside was safe. To me that was good enough, although it depends on the user what kind of protection from the elements they want. Obviously for maximum protection, you should just get a vault, but this is waaay better than the backpack I use to stash away all my important documents in lol. Also for the quality, the price is really good. The outer layer of this product does not make you itch and the seams and stitches are well made. It also comes with two money pouches, ample room for storage and 2 organizer pages.I can fit a long binder (3 of them) passports, cards, money and still have a lot of room. Also has a nice lock to give you that false sense of security haha.All in all, still an awesome product, if you need your documents to have some protection from the elements and vaults are not necessary. You should definitely keep an eye on this.
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