You must assemble all the charms the way you want. I bought 2, one for me and one for my mom. The purchase price was much lower than buying the same item from a funeral home. This includes a tiny funnel and a tiny spoon to put the ashes of your loved ones. I bought a similar necklace for my mother from a funeral home, it cost more than double and it didn't come with a spoon or funnel. Good value for money. Also very durable.
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