This is exactly what I was looking for - wristlet, shoulder bag, zip closure, divided compartments and space for my large phone and a few extras. I'm taking off a star because the credit card slots are unusable. They are too tight. I used a seam ripper and carefully removed them. I use my RFID card holder but was planning to use card slots for my insurance cards. I use it as a purse in my bag and attach a shoulder strap when shopping and an armband when I go out for lunch. It arrived much quicker than the ETA.
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