I really like this cover. I have small hands and every other wallet I've had has been bulky and awkward to hold on the phone. This is the perfect size. I can hardly say that there is a built-in wallet. I usually have 3 cards in there and some cash. The downside I've found is that it's difficult to remove the card from the top card slot as the top button is pressed when you slide it out. To solve this problem I just put my money in that top slot and put 2-3 cards in the side flap and then mine in the window. that maybe it could stretch it, but it works great for my number of things. I don't like lugging around a ton so this works great and the color is beautiful
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