I live on campus so I have a harness. I've had it for about a week and I love it. I was a bit tense for the first few days, but I kept tugging the cards in and out until my skin relaxed a bit. The leather loop that holds the D-ring doesn't seem to wear out quickly, so I'm not worried about losing it from the tip. A very useful wallet when you are looking for something thin to fit in your pocket. I'm a girl so all the ladies are wondering if this will fit in your pockets, chances are it will fit most types of bags.
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