I gave this wallet a 4 (instead of 5) because (1) the descriptions on Revain made it difficult to identify the style/color you ordered and (2) not all available colors were offered. The bag itself is TOP! I like small shoulder bags - free hands, best protection. A built-in wallet is a must for me. It has a beautiful front wallet that unfolds when opened, with 8 card slots and 2 divided zipped compartments inside the wallet. In addition to the central wallet pocket (with a small zippered side pocket inside), there is another zippered pocket on the back (where you can put your iPhone). There is a small zipped area on the front outside the wallet area and a velcro pocket (ideal for keys). Plenty of room to organize, even for such a small wallet! I liked it so much that I bought another one. NOTE: Be careful when ordering; not all styles/colors pictured have a built-in wallet. The French Kiss style has an integrated wallet. Descriptions/pictures of Silver Fever wallets are not very good on Revain. You can visit the seller's website for a better reference. I ordered the "Black Wicker" and it had a nice wallet in it. Practical size, many compartments.
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