I like that it is an easy way to get my paycheck deposited directly into my checking account. It's also great for those who have no clue how to manage their money, or even know where to begin with managing finances! There isn't much you can dislike about this service. As far as benefits go, they are pretty decent. They do offer some free services such as online banking, but if you need more than what is offered in the basic plan, then there will be additional fees involved. This is not something I would recommend using unless your employer offers this benefit to all of their employees. For me personally, it has helped me learn more about budgeting and saving money overall. Also helps when paying bills because I am able to see exactly where each payment goes.