In general it does its job. It's slim, with a nice finish, a solid money clip, and rounded edges on the card-entry side. Time will tell how it holds up. After you take it apart it's pointless unless the gum/money needs replacing as there's no other tweaking possible apart from changing the disguise. I gave it 4 stars but ideally would have given it a 3.5 due to the lack of small details. (Pictures provided) 1) I have 6 cards but I don't see them matching the 15 advertised. 2) I couldn't apply torque to loosen or tighten the screws with the screwdriver that came with it. I had to use one of my PC repair toolkits. 3) The stitching on the elastic is out of order when taken apart. It is uneven and the one I received had a loose thread. 4) There is a cutout to allow the money clip to sit flush on one side and not the other, so it cannot be switched to the other side.
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