Easy to use. The money clip can hold a lot of money. The card holder area easily holds over a dozen cards. A small cutout at the bottom allows you to pop cards out with your finger. If this continues I can use this money clip style indefinitely. I think the negative reviews are from people who have never used a money clip that also held credit cards. I used a leather money clip that had three pockets to hold credit cards. This expandable aluminum credit card holder with money clip is much stronger.
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