This is not your everyday belt. Do not buy this if you are constantly on the go and want an everyday belt. The belt works well but the dimensions are slightly smaller than advertised. If you want the end of the belt to reach the first pant loop, buy one size larger than your waist. The belt works as advertised. There are no metal parts and the money belt zipper runs almost the entire length of the belt. I don't think the strap will hold up to everyday use, but it works great for the casual traveler.
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