This is a regular wallet. I like the customization of where and how you store cards and cash. I also really like its look. It's quite thin and feels good in the back pocket. The problem is that the stitching isn't the best and falls apart after a year or so. It's still usable, I just don't know if it will last another year or two. I've had wallets for the past few years with no problems, and these have been cheaper wallets from Walmart. Even if you fold, say, 3 cards, everything will be solid and safe. Once you put in the 4th card and go back to the 3rd cards, the wallet stays "stretched" as if it still had the 4th card and all the cards feel a bit loose. So make sure that when you add a card, you plan to keep it there forever.