The ease of use is amazing. I set up my program with just a few clicks. This was much easier than setting it up myself. It takes some getting used too, but once you get a feel for it, it's very straightforward. As far as benefits go, the ability to earn points on purchases I make within the app has been great. I'm pretty sure if I'm making enough purchases in one month that I'll hit my points limit, so I haven't been able to utilize all of the possibilities yet. CardCity allows me to keep track of what I spend and where those funds come from which is super helpful during tax time.