It just couldn't be more minimalistic - very thin, cards and bills hardly add any bulk. I wish it was a bit stiffer and more durable, and maybe the card slots could be a little more snug. When I first showed it to my husband, he lifted it upside down (my elastic slipped off) and it all fell out. It keeps everything in place with the elastic strap in place. I think just a little stiffer fabric will make cards hold up better.