OHS has been able to optimize my health insurance for me, which is awesome! I was previously paying over $2k/month out of pocket just because it wasn't working correctly with our current plan provider - they were not billing us fairly or accurately at all times so we're stuck in limbo between two providers who don’t want anything do deal wth each other but both are really bad companies as well!! We found that working together through an agent helped resolve this problem quickly & efficiently without any hassle from either party involved.