This bag is big enough for a night out. So if you want to carry more than just your phone/cards/cash this is a good choice. Love the convertible strap, it's a fun option that makes you feel like you're getting two bags in one. However, as mentioned, the location of the magnetic clasp is quite odd and directly conflicts with the credit card slots. So as long as you keep your cards/ID in your pocket elsewhere you should be fine. The shiny metallic leather is really great in person, but since I don't use it often I don't know how it will hold up over time. I'll keep it just in case.
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