This is a foldable wallet. There are two areas where you can place your credit card or ID where the images are. The problem is that the cards don't fit all the way in. When you close the wallet, the cards wrinkle and fold. The middle card holder fits 3 cards that suit me. If you have other cards, you must use a plastic photo holder to store them. The bill compartment is made of bare leather. I didn't bother with the wallet and am looking for a better one. The durability is good and you can use it.
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