Coinmate: licences, security, fees and reviews
Centralized exchange
In short
- Legal entity
- COINMATE a.s. (ID No. 14071711; file no. B 26903 at the Municipal Court in Prague)
- Fees
- Quick Buy and Sell / Recurring Buy: No separate transaction fee; costs are included in the exchange rate as a spread, shown and fixed before confirmation. (fees page as of 31 October 2026)
- Risks and caveats
- Coinmate does not provide its services to residents of the United Kingdom.
- Checked
- 31 October 2026
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Key facts
- Type
- Centralized exchange
- Exchange launched
- 2014
- Country of registration
- Czech Republic
- Operator
- COINMATE a.s.
- Official site
- coinmate.io/en
Key facts checked on 31 October 2026 against official sources and regulator registers.
What is Coinmate
Coinmate is a Czech crypto exchange founded in 2014 that offers Quick Buy and Sell, recurring buys, an advanced trading platform with Czech koruna (CZK) and euro markets, an API, a VIP service (Coinmate Prime) and an Earn feature. Its terms list custody, transfer services, operation of a trading platform and exchange of crypto-assets for funds or other crypto-assets.
Good to know
- ESMA's interim MiCA register lists COINMATE a.s. as a crypto-asset service provider (CASP) authorised by the Czech National Bank on 27 February 2026 (Article 63 - CASP authorisation), with cross-border provision to 29 other EEA states. ↗
- The home page describes Coinmate as a 'Licensed exchange regulated by the CNB' (company wording; the regulator's register term is 'CASP authorisation'). ↗
- Coinmate's terms state it is subject to supervision by the Czech National Bank; the Financial Arbitrator handles individual disputes. ↗
- The terms state client funds may be used only for that client's trades and may be deposited only with an EU credit institution or the CNB / another EU central bank; they cite Act No. 31/2025 Coll. on entrusted funds. ↗
Services
| Parameter | Details |
|---|---|
| Trading platform | Operation of a trading platform for crypto-assets (Advanced Trading, with tiered maker and taker fees). |
| Quick Buy/Sell and Recurring Buy | Quick Buy/Sell and Recurring Buy are user interfaces to the trading platform or the exchange service; costs are included in the exchange rate as a spread. |
| Custody, exchange and transfers | Custody and administration of crypto-assets, exchange of crypto-assets for funds or other crypto-assets, and transfer services, as listed in the ESMA register. |
Licences and registrations
| Jurisdiction | Entity | Licence / registration | Regulator |
|---|---|---|---|
| European Union | COINMATE a.s. | MiCA crypto-asset service provider (CASP) authorisation (Article 63), authorisation date 27 February 2026: custody, trading platform, exchange of crypto-assets for funds or other crypto-assets, and transfer services; cross-border provision to 29 other EEA states (per ESMA interim MiCA register) | Czech National Bank (CNB) |
Security and audits
- Coinmate says it obtained ISO/IEC 27001:2022 certification for its systems in 2025 (company statement).
- Under its terms, client funds may be used only for that client's trades and may be deposited only with an EU credit institution or the CNB or another EU central bank.
Fees
| Parameter | Details |
|---|---|
| Quick Buy and Sell / Recurring Buy | No separate transaction fee; costs are included in the exchange rate as a spread, shown and fixed before confirmation. (fees page as of 31 October 2026) |
| Advanced Trading, entry tier | Taker 0.60% / maker 0.40% below 10,000 EUR of 30-day volume across all pairs (fees page as of 31 October 2026) |
| Advanced Trading, top tier | Taker 0.10% / maker -0.04% at 15,000,000 EUR or more of 30-day volume (fees page as of 31 October 2026) |
| Deposits and withdrawals | CZK bank transfer: free deposit, 75 CZK withdrawal; CZK card 4.90%; EUR card 1.90%; EUR SEPA 1 EUR in and out; crypto deposits 0; Bitcoin withdrawal fee is dynamic (example shown 0.000011 BTC). (fees page as of 31 October 2026) |
| Compliance and administrative fees | Compliance fee of 1% may apply (e.g. politically exposed persons); administrative fee 20 EUR / 500 CZK for certain returns and withdrawals. (fees page as of 31 October 2026) |
Who can use it
- Users must be at least 18; services are offered only in the supported countries shown after email verification, and not to residents of the United Kingdom.
History
| Date | Event |
|---|---|
| 2013 | Founders attend a Bitcoin conference in San Jose, California. |
| 2014 | Coinmate is established as a Czech crypto exchange. |
| 2015-2019 | Ethereum, Litecoin and Ripple added. |
| 2020 | Company says cumulative trading passed EUR 1 billion (company figure). |
| 2021 | Financial backing from investment company Miton and its Miton C crypto fund; co-founder Daniel Houška leaves to focus on Confirmo Payments. |
| 2024 | Cooperation with Tipsport, which offers crypto access to its clients using Coinmate's infrastructure. |
| 2025 | ISO/IEC 27001:2022 certification obtained and a MiCA authorisation application submitted to the Czech National Bank. |
| 27 February 2026 | MiCA CASP authorisation date for COINMATE a.s. per ESMA's interim MiCA register (competent authority: CNB). |
Risks and caveats
- Coinmate does not provide its services to residents of the United Kingdom.
- Quick Buy and Sell has no separate fee; its cost is built into the exchange rate as a spread.
- Bitcoin withdrawal fees are dynamic and depend on current network fees and the required settlement speed.
- A compliance fee of 1% of the transaction value may apply, for example to politically exposed persons.
About the company
- Legal entity
- COINMATE a.s. (ID No. 14071711; file no. B 26903 at the Municipal Court in Prague)
- Registered office
- Pernerova 697/35, Karlín, 186 00 Prague 8, Czech Republic
- LEI
- 3157005QCM6Y91CUV844
- Offices
- Headquarters in Prague, customer support in Zlín (per home page).
- Founders
- Roman Valihrach and Daniel Houška
- CEO
- Roman Valihrach (founder and CEO)
- Investor
- Investment company Miton and its Miton C crypto fund (financial backing in 2021; size of holding not disclosed)
- Governing law
- Czech law; exclusive jurisdiction of Czech courts.
Official links
- Website: coinmate.io/en
- Fees: coinmate.io/en/fees
- Terms of use: coinmate.io/en/legal/tos
- Our story: coinmate.io/en/our-story
- Licences: www.esma.europa.eu/sites/default/files/2024-12/CASPS.csv
Questions and answers
Who operates Coinmate?
COINMATE a.s., a Czech joint-stock company with its registered office at Pernerova 697/35, Prague 8, ID No. 14071711, registered under file no. B 26903 at the Municipal Court in Prague.
Is Coinmate authorised under MiCA?
Yes. ESMA's interim MiCA register lists COINMATE a.s. as a crypto-asset service provider authorised by the Czech National Bank, with an authorisation date of 27 February 2026. The listed services are custody, operation of a trading platform, exchange of crypto-assets for funds or other crypto-assets, and transfer services.
What fees does Coinmate charge?
As of 31 October 2026: Quick Buy and Sell has no separate fee, with costs included in the spread. Advanced Trading fees start at 0.60% taker and 0.40% maker below 10,000 EUR of 30-day volume and fall with volume. CZK bank deposits are free, CZK bank withdrawals cost 75 CZK, and SEPA euro transfers cost 1 EUR each way.
Can UK residents use Coinmate?
No. Its terms say Coinmate does not provide its services to residents of the United Kingdom, and users must be at least 18.
Sources
- Coinmate — Terms of Use
- Coinmate — Fees
- Coinmate — Our story
- Coinmate — Home page
- ESMA — Interim MiCA register: authorised CASPs (CASPS.csv)
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