Upbit Indonesia: licences, security, fees and reviews
Centralized exchange
In short
- Legal entity
- PT Upbit Exchange Indonesia.
- Fees
- Spot maker: IDR market 0.23%; BTC and USDT markets 0.51% (fee includes tax).
- Risks and caveats
- Losses from trading or holding digital assets can be substantial, the terms warn.
- Checked
- 1 November 2026
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Key facts
- Type
- Centralized exchange
- Country of registration
- Indonesia
- Operator
- PT Upbit Exchange Indonesia
- Official site
- id.upbit.com
Key facts checked on 1 November 2026 against official sources and regulator registers.
What is Upbit Indonesia
Upbit Indonesia is a centralised crypto exchange run by PT Upbit Exchange Indonesia in Jakarta. It says it is licensed and supervised by Indonesia's Financial Services Authority (OJK) as a digital financial asset trader, and offers IDR, BTC and USDT markets.
Good to know
- Balances held on Upbit Indonesia are not covered by any deposit guarantee, insurance or investor protection scheme, according to the terms. ↗
- Users must be at least 18, pass KYC, and residents of sanctioned countries may not use the service. ↗
- Upbit Indonesia delists assets under its own delisting policy; on 30 October 2026 it announced the end of trading support for BLUR after an investment-warning period. ↗
- Trading fees in the BTC and USDT markets (0.51%) are higher than in the IDR market (0.23% maker, 0.33% taker). ↗
- The AML/CFT policy says transactions are reported to the OJK and to Indonesia's financial intelligence unit PPATK. ↗
- The official Telegram channel describes Upbit Indonesia as licensed and supervised by the OJK. ↗
Services
| Parameter | Details |
|---|---|
| Spot trading | IDR, BTC and USDT spot markets; the homepage lists 283 digital assets and 456 markets. |
| Fiat deposits | Rupiah transfers through local banks. |
| Custody / wallet | Custodial Upbit Wallets with a public wallet-status page per asset and network. |
| Custody / wallet | The FAQ covers the Travel Rule for deposits and withdrawals. |
| Status | A public wallet-status page lists each asset's network and deposit/withdrawal state. |
Licences and registrations
| Jurisdiction | Entity | Licence / registration | Regulator |
|---|---|---|---|
| Indonesia | PT Upbit Exchange Indonesia | Digital Financial Asset Trader (PAKD) licence, OJK reference KEP-6/D.07/2025 dated 17 March 2025 (OJK whitelist, December 2025) | Otoritas Jasa Keuangan (OJK) |
Security and audits
- Upbit Indonesia says it holds ISO/IEC 27001 certification for its system.
- It says it runs 24/7 real-time security monitoring.
Security incidents
| Date | What happened | Source |
|---|---|---|
| 2 June 2026 | Outage: Upbit Indonesia announced system maintenance of its app and website; users could have difficulty accessing or using some services. | id.upbit.com |
Fees
| Parameter | Details |
|---|---|
| Spot maker | IDR market 0.23%; BTC and USDT markets 0.51% (fee includes tax). |
| Spot taker | IDR market 0.33%; BTC and USDT markets 0.51%. |
| Minimum order | 5,000 IDR, 0.00005 BTC or 0.5 USDT. |
Who can use it
- Verification: Identity verification (KYC) is required before using the service; applicants must be at least 18.
- Residents of sanctioned countries may not use the service; the list is in the user guide.
History
| Date | Event |
|---|---|
| 13 March 2026 | Current terms of use took effect (last updated 13 March 2026). |
| 2 June 2026 | System maintenance notice for the app and website. |
| 28 October 2026 | Upbit Indonesia listed BMT and NIL on its BTC and USDT markets. |
| 30 October 2026 | Delisting notice for BLUR; trading support for BLUR/BTC ends on 30 November 2026. |
Risks and caveats
- Losses from trading or holding digital assets can be substantial, the terms warn.
- Balances are not covered by any deposit guarantee, insurance or investor protection scheme.
- Upbit Indonesia may suspend trading pairs or markets at its sole discretion, for example during force majeure or liquidity shortages.
About the company
- Legal entity
- PT Upbit Exchange Indonesia.
- Headquarters
- Menara Astra, 12th floor, Jalan Jenderal Sudirman, Central Jakarta, Indonesia.
Official links
- Website: id.upbit.com
- Terms of use: id.upbit.com/terms_of_service
- Fees: id.upbit.com/service_center/guide
- Status: id.upbit.com/service_center/wallet_status
- Blog: id.upbit.com/service_center/notice
Questions and answers
Is Upbit Indonesia regulated?
Yes. Its terms say PT Upbit Exchange Indonesia is a Digital Financial Asset Trader (PAKD) licensed and supervised by the OJK.
What are Upbit Indonesia's trading fees?
In the IDR market 0.23% maker and 0.33% taker; in the BTC and USDT markets 0.51%, according to the user guide.
Who operates Upbit Indonesia?
PT Upbit Exchange Indonesia, based at Menara Astra on Jalan Jenderal Sudirman in Central Jakarta.
Are funds on Upbit Indonesia insured?
No. The terms say balances are not protected by any deposit guarantee, insurance or investor protection scheme.
Sources
- Upbit Indonesia - Home
- Upbit Indonesia - Terms of Use
- Upbit Indonesia - User Guide (trading fees)
- Upbit Indonesia - Notices
- Upbit Indonesia - System maintenance notice (2 June 2026)
- Upbit Indonesia - Delisting notice (BLUR)
- Upbit Indonesia - FAQ
- Upbit Indonesia - AML/CFT Policy
- Upbit Indonesia - Wallet status
- Upbit Indonesia - Telegram channel
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