Something that is quite good, because the regulatory Institutions of the country, intervene in case BitPay does not comply with any of its obligations.
But, the above is somewhat contradictory in the world of decentralized Finance, because "Decentralization" is sought; Although regulatory measures are necessary and important, they are part of the measures already used by banking systems.
This is a is a reloadable prepaid card:
The balance can be reload with no conversion feesReload instantly within BitPay AppEMV chip Lock optionsReady to useMillions of locationsAcepted around the worldContactless paymentPIN paymentATM cash withdrawTo order it, you be subject to standard US banking law and verify your identity.
It is only available for United States.
If you don't live there, but you are interested, you could join to the waiting list and be notified when it will arrive in your country. You can download the app (Available for Android and iOS)