Spectrocoin card is a debit card integrated to both the spectrocoin exchange and their wallet which means users who has trading account can trade (buy and sell) as well as transfer funds to and fro the wallet as well as enjoy the convenience of making payments with their debit card. The card is a Visa card by nature. So it is spendable wherever a vaisa card is accepted. Note that this card only support Bitcoin and it's base currency is USD
There are many fees attached to the usage as usual. For instance the initial setubcost $50 and user must pay monthly fee and of $1. When we compare some of these fees to that of other exchanges, what I noticed is that they are actually fair.
Top up is only made in crypto so no need for bank wire. It is good to know also that if one fails to use the card for a while, it doesn't charge inactivity fee.
Finally as the card is hooked with the exchange and the wallet, it will equally share the security features of both.