It is a cryptocurrency that is distinguished by its low transaction costs at 0 cents, which has made it gain popularity in the user market. It uses almost identical modes of mining as bitcoin. You do not need a bank account to be able to carry out transactions, it is a new form of digital and corporate bank that is changing the way in which digital and electronic banking security is conceived. It is understood as a centralized currency, managed, organized and planned by non-governmental companies.