So warm! I almost bought this coat a few years ago and went for one of the trade-in options, instead I thought it would be nice to have options on how to wear the coat. I hate getting the liner in and out, and it's actually only warm enough for a serious winter when the two are together. Where I live, temperatures in the single digits and sub-zero temperatures are not uncommon. I finally settled on the coat I really wanted and I love it. It's not below freezing where I live, but I can wear it in high winds that make it very cold. I stayed warm. Nothing beats the heat, but most down jackets don't block the wind, but this one has some kind of treated shell, so it does. I think I'll know more next winter, but I think everything will be fine. The omnidirectional heat also adds a layer of warmth.
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