There is protection against accidental payment. To pay, you need to press the button on the bracelet, then 1 minute is given for payment Some pros: NFC works with Tinkoff, before that there were 4 without NFC, so it's the same only with NFC. The charge holds maybe a little less, but not critical. Can work without a phone nearby. Has cons: For 3 weeks of use, payment was not received 2 times, I had to reinstall the program on the phone, re-enter the card and then everything worked
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