The best thing about this plan is that you can customize it to fit your needs, which makes things much easier than if I had not been able to do so myself. It's also very easy to understand what will be happening in my account once I am enrolled. There are some glitches with certain features but they seem like they're working towards fixing them. If you don't have any issues or complaints other than that there aren't enough options available for you then go ahead and enroll! You won't regret it. We were looking into different types of retirement accounts because we wanted something that would help us manage our money better throughout retirement. This was one option that gave me peace of mind because I knew exactly how everything worked.