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401GO Review

3

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Very good

Revainrating 4.5 out of 5  
Rating 
4.3
HR, 401(k) Software

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Description of 401GO

401GO makes retirement plans simple to manage and affordable for businesses of all size. We make 401k administration easy and efficient with our automated and comprehensive platform. Everything from record keeping, notifications, compliance, testing and day to day administration are all automated so businesses owners and administrators can focus on running their company while still providing an amazing retirement benefit that will attract and retain top talent. While most 401(k) plans involve many different service providers, we are fully integrated. We are the administrator, the record-keeper and the the plan fiduciary. With 401GO, you have one point of contact for everything related to your 401(k). Not only is this easier, it costs less too, since we've replaced hundreds of manual processes with an efficient automated tech-based solution. Our pricing is simple and straight-forward with no hidden fees. Our simple low price includes everything from compliance, testing, filing requirements and we even acquire an ERISA fidelity bond for businesses that need them, at no extra cost; something other providers leave up to the company to pay for and figure out.

Reviews

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Type of review

Revainrating 4 out of 5

Easy way for HR professionals & team members alike

I like how it allows me to keep track of my contributions in real time, which is very helpful when I am making decisions about what funds I should invest in or if I have hit my contribution limit. It also helps streamline fund selection by giving you access to hundreds of ETFs through third party providers such as Betterment. It has been difficult to find out who has contributed where at different times throughout the year. The interface could be improved, but overall this works well enough…

Pros
  • Simplified user experience
  • Easy navigation around account page
  • Very intuitive website designEasy accessibility for all ages.
  • Good customer support team that knows their stuff!
Cons
  • Some features are missing from certain accounts (ease up with auto enrollment)
  • Can't see an exact picture/video preview before purchasing

Revainrating 5 out of 5

Very fast and easy-to use employee retirement benefit platform

I love how quickly it is set up! It was super intuitive once we got everything setup correctly. The support team has been great as well. There's nothing really i dislike about this product but if you have any questions or concerns feel free to contact us directly through email at info@401go.com. This service provides better returns than traditional investments (which usually lose money). With proper planning, your employees' contributions go towards creating savings in other investment…

Pros
  • Easy use; takes less that 5 minutes
  • Great customer reviews they've received amazing feedback from their clients who are saving for retirement.
  • Very user friendly software with no confusing menus like some more complicated systems.
  • Everything runs automatically without much effort necessary by an individual client employee
Cons
  • Mostly okay, but...

Revainrating 4 out of 5

Great Software For Employee Benefits

I like how easy it is to set up and use as well as how much control you have over your plan. There's not really anything i dislike about this software. It does what its supposed to do pretty easily and has been very helpful in managing my employees' retirement accounts. The customer service could be improved though. They should offer more help when setting something up or if there are any questions they don't know the answer too. This program was perfect for me because it allowed me to keep…

Pros
  • Easy interface
  • Great support team & follow up calls from them within 24 hours!
  • Very flexible with changes/modifications.
  • Can create multiple plans, which makes tracking easier than just using one single account (401k)
Cons
  • Needs an update every year that may require some additional work.
  • Does NOT allow automatic contributions into other funds besides R