I've worn this on a couple of bike rides, and it kept me warm. I layer up when it's under 50 degrees here, and this shirt, with another one on top, keeps me warm. The fleece lining is a great touch, but it's very thin. However, this shirt works better than a regular t-shirt. It's tight, and I'd advise sizing up. I'm 5' 8", about 190 lbs, and this shirt is tight on me
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